Careers   Contact Us   Partner With Us FAQs What is RAC Acceptance? RAC Acceptance is a company that partners with name brand retailers to provide customers access to the products they want and need but are unable to get from the retail store. RAC Acceptance’s process allows customers to shop with confidence because no credit checks are required and only a low monthly payment is needed. How long will I need to make my monthly payments? The size of your order (cost and number of items) will determine your payment plan. Your RAC Acceptance representative will discuss your specific ownership options with you. What if my item breaks? If an item breaks because of any kind of manufacturing defect, we'll repair it quickly at no additional cost. How do I find the RAC Acceptance location nearest me? Enter your zip code in the “Find A Location” button located in the top right hand corner or your screen. How do I get more information? We want to make sure all your questions and concerns are answered. To find the nearest store’s contact number, use the “Find A Location” tool at the top of the page. If you’d like a store to reach out to you, you can Click Here to request more information. How do I find out about job openings at a RAC Acceptance location near me? We offer terrific employment opportunities to those who want to be part of our RAC Acceptance team. Click here to find out more about RAC Acceptance career opportunities. Contact Us | Employment Opportunities | Privacy Policy | Client Login | Client Training | ePay Terms | Client Terms The advertised transaction is a rental-purchase agreement (or in PR, a lease agreement with an option to purchase; in SC a consumer rental-purchase agreement; in VA a lease-purchase agreement.). The "Total of All Payments" does not include applicable sales taxes or optional fees and other charges (such as late charges) that you may incur. Product availability may vary by store. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option. Ownership is optional. See Store Manager for complete details. Consulta con el Gerente de la Tienda para los detalles completos. © 2010 RAC Acceptance®. All Rights Reserved. Also recognized as TRS Home Furnishings.